Private Lending

Fast Approvals

Decisions in days, not weeks, when timing matters most.

Flexible Lending Criteria

Options for situations traditional banks may not consider.

Tailored Loan Structures

Terms built around your project, not a standard template.

No Obligation Enquiry

Find out what's possible before you commit to anything.

What Is Private Lending?

Private lending is finance sourced from private and non-bank lenders rather than the traditional banks. It's typically used when a borrower's situation — the type of security, the timeframe, or the financial documentation available — doesn't fit neatly within a standard bank lending template.

Because private lenders aren't bound by the same standardised serviceability models as the banks, they can often assess each application on its individual merits and structure a loan around a business's or investor's specific circumstances, rather than the other way around.

Royce Standard connects clients with private and non-bank lenders through our affiliate and client network — helping you find the right finance solution and guiding you through the process from enquiry to settlement.

When Private Lending Might Be Right For You

Private lending tends to suit situations where speed, flexibility or non-standard circumstances rule out a traditional bank loan.

Bank Finance Has Been Declined

Your situation doesn't fit a standard bank lending template, but the opportunity itself is still sound.

You're Working to a Tight Deadline

You need funds to settle or complete a purchase faster than a bank can typically move.

You're Funding a Development or Construction Project

Your project needs finance structured around build stages, not a standard home loan.

You Want to Leverage an Unencumbered Asset

You hold property or other assets outright and want to access funds against them.

Your Financials Don't Fit the Standard Template

Your income, structure or documentation is atypical, but your capacity to repay is clear.

You Need Short-Term Bridging Finance

You need funds now while longer-term finance or a sale is being arranged.

How It Works

Tell Us What You Need

Share your situation and finance goals with our team.

We Approach Our Lender Network

We introduce your enquiry to private and non-bank lenders within our affiliate network.

Review Your Options

We present the viable funding options before you commit to anything.

Settle With Confidence

Your affiliate lender manages approval and settlement, with our support along the way.

Explore Our Other Finance Services

Home Loans Car Loans Equipment Finance Equity Finance Business Loans Bridging Loans Debt Issuance

Enquire About Private Lending

Tell us about the finance you're after and a member of our team will be in touch to discuss your options.

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