Car Loans

Car Loans

Finance for a new, used or demo vehicle through Royce Standard's affiliate network.

Access to Multiple Lenders

Compare products across banks, credit unions and non-bank lenders.

Novated Lease Options

Salary-package a vehicle and bundle running costs into one payment.

New, Used or Demo

Finance for any eligible vehicle, not just brand new ones.

No Obligation Enquiry

Understand your options before you commit to anything.

What We Do

Car finance isn't one-size-fits-all. A standard secured car loan suits some buyers, while a novated lease — financing a vehicle through your employer's salary packaging arrangement — can offer real tax advantages for others, including a full FBT exemption on eligible electric vehicles.

This service is provided through Royce Standard's affiliate finance partners, who compare car finance and novated lease options across their lender network to find what suits your vehicle, budget and employment circumstances.

Whichever option fits, we help you understand the difference before you commit to anything.

Car Finance Options We Can Help With

Whether you're buying outright or salary-packaging your next vehicle, there's usually more than one way to finance it.

Buying a New or Used Car

Standard secured car finance for a personal or business vehicle.

Novated Leasing Through Your Employer

Finance a vehicle via salary packaging and bundle running costs into one payment.

Refinancing Your Current Car Loan

Review your existing loan for a better rate or a structure that suits you now.

Electric & Hybrid Vehicle Finance

Novated leasing on eligible EVs can come with FBT exemptions and added tax savings.

Business & Fleet Vehicle Finance

Finance a car, van or ute for business use, including multi-vehicle needs.

Financing a Vehicle You Already Own

Novate or refinance a car you already own, where eligible.

How It Works

Tell Us What You're After

Share the vehicle, your budget and employment details with our team.

We Connect You With Our Network

We introduce your enquiry to car finance and novated lease providers within our affiliate network.

Compare Your Options

Review loan versus novated lease options before you decide.

Drive Away With Confidence

Your affiliate partner manages approval and settlement, with our support along the way.

Enquire About Car Finance

Tell us about the finance you're after and a member of our team will be in touch to discuss your options.