Multiple Finance Structures
Chattel mortgage, hire purchase, finance lease and more.
Equipment Finance
Finance for machinery, vehicles and equipment through our affiliate network, designed to protect your cash flow.
Preserve Your Cash Flow
Spread the cost instead of paying outright.
Any Business Equipment
From single machines to full fleets.
No Obligation Enquiry
Understand your options before you commit to anything.
What We Do
Buying equipment outright ties up capital that could be working elsewhere in your business. Equipment finance lets you spread the cost of machinery, vehicles or technology over time, while still getting the asset working for you from day one.
This service is provided through Royce Standard's affiliate finance partners, who structure finance across options like chattel mortgage, hire purchase, finance lease and operating lease — matched to how you plan to use the asset and how you want to treat it for tax purposes.
We help you understand the difference before you decide which structure fits.
Ways to Structure Your Finance
Each option treats ownership, security and tax differently — the right one depends on your situation.
Chattel Mortgage
You own the asset from day one, with the equipment itself used as security for the loan.
Finance Lease
The lender owns the asset and you pay to use it for the lease term, with options at the end.
Hire Purchase
Fixed repayments over an agreed term, with ownership transferring once the final payment is made.
Operating Lease
Rent equipment for a set period without ownership — useful for staying current on newer technology.
How It Works
Tell Us What You Need
Share the equipment, cost and how you plan to use it.
We Connect You With Our Network
We introduce your enquiry to equipment finance providers within our affiliate network.
Compare Finance Structures
Review chattel mortgage, lease and hire purchase options before you decide.
Get Equipped With Confidence
Your affiliate partner manages approval and settlement, with our support along the way.
Explore Our Other Finance Services
Enquire About Equipment Finance
Tell us about the finance you're after and a member of our team will be in touch to discuss your options.